California insurance by county and city

We write renters, auto, home and pet insurance across all 58 California counties and every major city - and we go deep on the risks that define each region, from wildfire country to the coast.

InsuranceMonster mascot holding a California map with a location pin

InsuranceMonster is an independent California broker serving all 58 counties and every major city. We specialize in non-standard and SR-22 auto and in hard-to-insure and wildfire-exposed homes, including FAIR Plan alternatives. Choose your county or city below, or get a free quote.

By region and county

California counties we serve

Localized auto and home coverage, including wildfire and FAIR Plan help where the market is tight. Region headings link to a regional overview; each county has its own page.

Southern California

Inland Empire

Bay Area

Central Coast

Central Valley

Sacramento Valley

Sierra Nevada

Gold Country

Eastern Sierra

North Coast

Far North

Major cities

California cities we serve

Dedicated pages for the state's largest cities and highest-demand markets.

Adelanto Alameda Alhambra Aliso Viejo Anaheim Anderson Angels Camp Antioch Apple Valley Arcadia Arcata Arroyo Grande Atascadero Atwater Auburn Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Berkeley Beverly Hills Big Bear Lake Brea Brentwood Buena Park Burbank Burlingame Camarillo Campbell Carlsbad Carson Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clearlake Clovis Coachella Colfax Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Davis Delano Desert Hot Springs Diamond Bar Dorris Downey Dublin Dunsmuir Eastvale El Cajon El Centro El Monte Elk Grove Encinitas Escondido Eureka Fairfield Folsom Fontana Fort Bragg Foster City Fountain Valley Fremont Fresno Fullerton Garden Grove Gilroy Glendale Glendora Goleta Grass Valley Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine Jackson Jurupa Valley King City La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Arrowhead Lake Elsinore Lake Forest Lakewood Lancaster Lathrop Lawndale Lincoln Livermore Lodi Lompoc Long Beach Loomis Los Altos Los Angeles Los Banos Los Gatos Loyalton Lynwood Madera Malibu Mammoth Lakes Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Mokelumne Hill Monrovia Montclair Montebello Monterey Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach Norwalk Novato Oakland Oakley Oceanside Ojai Ontario Orange Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paradise Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Placerville Pleasant Hill Pleasanton Plymouth Pomona Porterville Poway Ramona Rancho Cordova Rancho Cucamonga Redding Redlands Redondo Beach Redwood City Rialto Richmond Ridgecrest Riverside Rocklin Rohnert Park Rosemead Roseville Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Shasta Lake Simi Valley Sonora South Gate South Lake Tahoe South San Francisco Stanton Stockton Sunnyvale Susanville Sutter Creek Temecula Temple City Thousand Oaks Torrance Tracy Truckee Tulare Turlock Tustin Ukiah Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Creek Watsonville Weed West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa

Answers

California coverage FAQ

What parts of California does InsuranceMonster cover?

We write auto and home insurance across all of California, all 58 counties and every major city, from Los Angeles and San Diego to the Bay Area, the Central Valley, wine country, and the far north.

Do you specialize in high-risk areas?

Yes. Our focus is exactly the places standard carriers pull back from - wildfire-exposed counties, non-renewed homes, and high-risk drivers who need non-standard or SR-22 coverage.

Is a quote free anywhere in California?

Yes. We are an independent broker paid by carriers, so quoting and shopping your coverage is free statewide and puts you under no obligation.

Get started

Get a free California quote

Tell us what you need and a licensed California broker will reach out with real options. Simple situation or complicated one, we shop it the same way.

Prefer to talk? Call (916) 469-5253.