Automatic Payment Authorization
What you authorize when you enroll in AutoPay.
Last updated 08/13/2026.
What you are authorizing
By enrolling in AutoPay and submitting my payment information, I authorize Monster Insurance Services, LLC ("Insurance Monster"), the applicable insurance company, and their designated payment processors, as applicable, to charge my designated credit or debit card or debit my designated bank account for insurance premiums and other amounts associated with the policy or policies identified during enrollment.
What you are agreeing to
- Recurring payments. Payments may be initiated automatically according to the payment schedule associated with my insurance policy.
- Amounts may vary. The amount charged or debited may change because of policy changes, endorsements, renewals, audits, changes in coverage, changes in rates or discounts, taxes, assessments, fees where permitted, or other adjustments applicable to my policy.
- Notice of changes. I will receive any advance notice of changes in recurring electronic payments required by applicable law.
- Renewals. Unless otherwise disclosed, this authorization may continue for subsequent renewal terms of the applicable policy while AutoPay remains active.
- Payment timing. Charges or debits may occur on or after the payment date identified on my billing schedule or other payment notice.
- Sufficient funds. I am responsible for maintaining sufficient funds or available credit and for keeping my payment information current.
- Failed payments. A declined, rejected, returned, reversed, or otherwise unsuccessful payment does not eliminate my obligation to pay the amount due and may result in cancellation or other action by the applicable insurance company in accordance with the policy and applicable law.
- Authorization to use payment information. I represent that I am an authorized user or owner of the payment method provided and authorize its use for the payments described above.
- Electronic copy. I consent to receive a copy of this authorization electronically and understand that I may retain or print it for my records.
Canceling AutoPay
I may revoke this authorization using the methods provided by Insurance Monster or the applicable insurance company. I understand that sufficient processing time may be required before a scheduled payment.
Canceling AutoPay does not cancel your insurance. Revoking AutoPay only stops future automatic payment attempts covered by this authorization. It does not cancel my insurance policy or relieve me of responsibility for amounts due. A policy must be canceled separately in accordance with applicable cancellation procedures.
How long this lasts
This authorization will remain effective until revoked, the applicable policy or payment arrangement terminates, or AutoPay is otherwise discontinued.
By enrolling in AutoPay, I acknowledge that I have read and agree to this Automatic Payment Authorization.