About InsuranceMonster
One licensed California broker, 40+ carriers, and a monster who reads the fine print so you don't have to.
InsuranceMonster is an independent insurance brokerage serving California, operating as Monster Insurance Services, LLC. We place renters, auto, home and pet insurance for people all over the state - most of it wonderfully ordinary, some of it genuinely complicated. We are happy to do either.
Insurance, minus the headache
Most people do not want to think about insurance. They want the right coverage, at a fair price, explained in words that mean something. So that is the job: we ask what you actually need, shop it across our carriers, and tell you plainly what each option does and does not do. No jargon, no pressure, no fifteen-minute hold music.
We also know the tricky corners
Some situations need a broker who knows where to look - an SR-22 filing, a lapse in coverage, a foreign license, an older roof, or a home in a high-hazard wildfire zone. We came up in the specialty and non-standard side of the business, so those are familiar territory rather than a dead end. If that is you, start at our hard-to-place insurance page.
A real answer for wildfire-exposed homes
California's home insurance market has tightened, and many homeowners have been non-renewed or pushed onto the FAIR Plan alone. We offer a wildfire home product placed through surplus lines and can pair difference-in-conditions coverage with a FAIR Plan policy for broader protection.
Independent means we work for you
We are a broker, not a single insurance company. We shop your risk across many carriers and bring back the coverage and price that fit your situation. Getting a quote is free - we are paid by the carriers, not by you.
Meet your broker
Michael A. Kassing, California-licensed insurance broker
What we cover
- Renters insurance (HO-4), including same-day proof for your landlord
- Auto insurance, from clean records to SR-22 filings and non-standard risks
- Homeowners, condo, landlord, dwelling fire, and mobile home insurance
- Pet insurance for dogs and cats
- Wildfire and hard-to-insure homes through surplus lines and FAIR Plan alternatives
- Auto and home bundles
Who we are on paper
InsuranceMonster is the brand name of Monster Insurance Services, LLC. Insurance business is transacted by Michael A. Kassing under California Department of Insurance license #4445775, held individually. Full details are on our licensing and disclosures page.
Where to find us
InsuranceMonsterMonster Insurance Services, LLC
2906 1/2 Franklin Blvd
Sacramento, CA 95818
(916) 469-5253