> Source: https://insurancemonster.com/california/regions/far-north/
> Auto and home insurance across the Far North region of California. Non-standard and SR-22 auto plus wildfire and FAIR Plan help for hard-to-insure homes. Free quotes.
> InsuranceMonster - a brand of Monster Insurance Services, LLC, independent California insurance brokerage (CA DOI Lic. #6020398).

# Far North insurance

Renters, auto, home and pet insurance across the Far North region of California - everyday coverage plus the specialty markets for wildfire-exposed homes and SR-22 drivers.

The Far North covers Shasta, Siskiyou, Lassen, Modoc, and Trinity counties - vast, heavily forested, and among the most wildfire-exposed in the state. With few admitted carriers writing here, the FAIR Plan and surplus lines are central to insuring most homes.

## Key insurance risks in Far North

Extreme forest wildfire, very limited admitted-market presence, and heavy FAIR Plan and surplus lines reliance.

## The Far North region by the numbers

- **$304,812** - Median home value across our the Far North region city pages

Home values across the Far North region vary by a factor of more than 2, which matters more than it sounds: a homeowners policy is rated on rebuild cost, and the published California average premium roughly doubles between the lower and upper ends of that spread. Two regional neighbors can sit in genuinely different pricing bands.

*Typical home value and rent by city in the Far North region*

| City | Typical home value | Typical monthly rent |
| --- | --- | --- |
| Redding | $394,739 | $1,642 |
| Anderson | $345,201 | $1,594 |
| Weed | $313,779 | - |
| Shasta Lake | $304,812 | $1,763 |
| Susanville | $243,898 | - |
| Dunsmuir | $242,647 | - |
| Dorris | $136,624 | - |

Home values and rents are Zillow indices; fire activity is the CAL FIRE incident record. Full sourcing and method on our [methodology page](https://insurancemonster.com/methodology/).

## Counties in the Far North region

- [Lassen County](https://insurancemonster.com/california/counties/lassen/) - seat: Susanville
- [Modoc County](https://insurancemonster.com/california/counties/modoc/) - seat: Alturas
- [Shasta County](https://insurancemonster.com/california/counties/shasta/) - seat: Redding
- [Siskiyou County](https://insurancemonster.com/california/counties/siskiyou/) - seat: Yreka
- [Trinity County](https://insurancemonster.com/california/counties/trinity/) - seat: Weaverville

## Cities we serve in Far North

## Explore more

- [All California locations](https://insurancemonster.com/california/)
- [California auto insurance](https://insurancemonster.com/california-auto-insurance/)
- [Non-standard and SR-22 auto](https://insurancemonster.com/non-standard-auto-insurance-california/)
- [California home insurance](https://insurancemonster.com/california-homeowners-insurance/)
- [California wildfire insurance](https://insurancemonster.com/california-wildfire-insurance/)
- [California FAIR Plan](https://insurancemonster.com/california-fair-plan-insurance/)

[Get your free Far North quote](https://insurancemonster.com/marketplace.asp)

## Far North insurance FAQ

### Does InsuranceMonster cover the Far North region?

Yes. We write auto and home insurance across every county in the Far North region, specializing in non-standard and SR-22 auto and in hard-to-insure and wildfire-exposed homes.

### What are the main insurance risks in Far North?

Extreme forest wildfire, very limited admitted-market presence, and heavy FAIR Plan and surplus lines reliance. We match your home or vehicle to carriers whose underwriting fits the specific risks where you live.

### Is a quote in Far North free?

Yes. We are an independent broker paid by carriers, so quoting and shopping your coverage anywhere in the Far North region is free and puts you under no obligation.