> Source: https://insurancemonster.com/california/counties/san-francisco/
> Auto and home insurance in San Francisco County, California. Non-standard and SR-22 auto, plus homeowners, condo, renters, and landlord coverage. Free quotes.
> InsuranceMonster - a brand of Monster Insurance Services, LLC, independent California insurance brokerage (CA DOI Lic. #6020398).

# San Francisco County insurance

Renters, auto, home and pet insurance across San Francisco County, shopped across 40+ carriers. County seat: San Francisco.

A dense, fully urban city-county. Wildfire risk is minimal, but earthquake exposure on the San Andreas and Hayward systems and coastal flooding are the defining hazards.

San Francisco County is part of the [Bay Area](https://insurancemonster.com/california/regions/bay-area/) region. Explore nearby counties and shared regional risks there.

## Insurance risks in San Francisco County

Wildfire risk is relatively low across most of San Francisco County, so home coverage here is usually available in the standard market.

San Francisco County sits in a seismically active area, and because standard home policies exclude earthquakes, separate earthquake coverage is worth considering.

Flooding is a real consideration in San Francisco County, and since standard home policies exclude flood, separate flood coverage may be needed for exposed properties.

Coastal areas of San Francisco County add wind, storm, and flood considerations for properties near the shore.

## San Francisco County by the numbers

- **$1,395,852** - Median home value across our San Francisco County city pages

Home values and rents are Zillow indices. Full sourcing and method on our [methodology page](https://insurancemonster.com/methodology/).

## Coverage we place in San Francisco County

- [Non-standard and SR-22 auto insurance](https://insurancemonster.com/california-auto-insurance/) for San Francisco County drivers
- [Homeowners, condo, renters, and landlord coverage](https://insurancemonster.com/california-homeowners-insurance/)
- [Wildfire and hard-to-insure home solutions](https://insurancemonster.com/california-wildfire-insurance/) where needed
- [Mobile and manufactured home](https://insurancemonster.com/california-mobile-home-insurance/) and [dwelling fire](https://insurancemonster.com/california-dwelling-fire-insurance/) policies

## Cities and communities we serve in San Francisco County

## Explore more

- [All California locations](https://insurancemonster.com/california/)
- [California auto insurance](https://insurancemonster.com/california-auto-insurance/)
- [Non-standard and SR-22 auto](https://insurancemonster.com/non-standard-auto-insurance-california/)
- [California home insurance](https://insurancemonster.com/california-homeowners-insurance/)
- [California wildfire insurance](https://insurancemonster.com/california-wildfire-insurance/)

[Get your free San Francisco County quote](https://insurancemonster.com/marketplace.asp)

## San Francisco County insurance FAQ

### Do you write home insurance in San Francisco County?

Yes. We place homeowners, condo, renters, landlord, dwelling fire, and mobile home coverage across San Francisco County, and we handle hard-to-insure homes when the standard market declines.

### Do you cover non-standard and SR-22 drivers in San Francisco County?

Yes. We specialize in non-standard California auto insurance in San Francisco County, including SR-22 filings and drivers with tickets, accidents, a DUI, a lapse, or a foreign license.

### How much does it cost to use InsuranceMonster in San Francisco County?

Nothing to get a quote. We are an independent broker paid by the carriers, so shopping your San Francisco County auto or home coverage is free and puts you under no obligation.