> Source: https://insurancemonster.com/california/counties/sacramento/
> Auto and home insurance in Sacramento County, California. Non-standard and SR-22 auto, plus homeowners, condo, renters, and landlord coverage. Free quotes.
> InsuranceMonster - a brand of Monster Insurance Services, LLC, independent California insurance brokerage (CA DOI Lic. #6020398).

# Sacramento County insurance

Renters, auto, home and pet insurance across Sacramento County, shopped across 40+ carriers. County seat: Sacramento.

The state capital and a large valley county. Wildfire risk is low in the urban core, but Sacramento sits behind an extensive levee system and carries significant flood exposure.

Sacramento County is part of the [Sacramento Valley](https://insurancemonster.com/california/regions/sacramento-valley/) region. Explore nearby counties and shared regional risks there.

## Insurance risks in Sacramento County

Wildfire risk is relatively low across most of Sacramento County, so home coverage here is usually available in the standard market.

Flooding is a real consideration in Sacramento County, and since standard home policies exclude flood, separate flood coverage may be needed for exposed properties.

## Sacramento County by the numbers

- **$537,180** - Median home value across our Sacramento County city pages

Home values across Sacramento County sit in a relatively narrow band, so most homeowners here land in similar coverage tiers - though rebuild cost, not market value, is what actually sets the premium.

*Typical home value and rent by city in Sacramento County*

| City | Typical home value | Typical monthly rent |
| --- | --- | --- |
| Folsom | $767,454 | $2,655 |
| Elk Grove | $637,106 | $2,688 |
| Rancho Cordova | $537,180 | $2,412 |
| Sacramento | $482,968 | $2,071 |
| Citrus Heights | $478,999 | $1,931 |

Home values and rents are Zillow indices; fire activity is the CAL FIRE incident record. Full sourcing and method on our [methodology page](https://insurancemonster.com/methodology/).

## Coverage we place in Sacramento County

- [Non-standard and SR-22 auto insurance](https://insurancemonster.com/california-auto-insurance/) for Sacramento County drivers
- [Homeowners, condo, renters, and landlord coverage](https://insurancemonster.com/california-homeowners-insurance/)
- [Wildfire and hard-to-insure home solutions](https://insurancemonster.com/california-wildfire-insurance/) where needed
- [Mobile and manufactured home](https://insurancemonster.com/california-mobile-home-insurance/) and [dwelling fire](https://insurancemonster.com/california-dwelling-fire-insurance/) policies

## Cities and communities we serve in Sacramento County

We also serve Galt, and the surrounding communities of Sacramento County.

## Explore more

- [All California locations](https://insurancemonster.com/california/)
- [California auto insurance](https://insurancemonster.com/california-auto-insurance/)
- [Non-standard and SR-22 auto](https://insurancemonster.com/non-standard-auto-insurance-california/)
- [California home insurance](https://insurancemonster.com/california-homeowners-insurance/)
- [California wildfire insurance](https://insurancemonster.com/california-wildfire-insurance/)

[Get your free Sacramento County quote](https://insurancemonster.com/marketplace.asp)

## Sacramento County insurance FAQ

### Do you write home insurance in Sacramento County?

Yes. We place homeowners, condo, renters, landlord, dwelling fire, and mobile home coverage across Sacramento County, and we handle hard-to-insure homes when the standard market declines.

### Do you cover non-standard and SR-22 drivers in Sacramento County?

Yes. We specialize in non-standard California auto insurance in Sacramento County, including SR-22 filings and drivers with tickets, accidents, a DUI, a lapse, or a foreign license.

### How much does it cost to use InsuranceMonster in Sacramento County?

Nothing to get a quote. We are an independent broker paid by the carriers, so shopping your Sacramento County auto or home coverage is free and puts you under no obligation.