> Source: https://insurancemonster.com/california/counties/mariposa/
> Auto and home insurance in Mariposa County, California. Non-standard and SR-22 auto, plus wildfire and FAIR Plan help for hard-to-insure homes. Free quotes.
> InsuranceMonster - a brand of Monster Insurance Services, LLC, independent California insurance brokerage (CA DOI Lic. #6020398).

# Mariposa County insurance

Renters, auto, home and pet insurance across Mariposa County, shopped across 40+ carriers - including wildfire-exposed homes. County seat: Mariposa.

A forested Sierra county at the gateway to Yosemite, struck by the 2022 Oak Fire. Nearly all home coverage here is shaped by wildfire hazard mapping.

Mariposa County is part of the [Sierra Nevada](https://insurancemonster.com/california/regions/sierra-nevada/) region. Explore nearby counties and shared regional risks there.

## Insurance risks in Mariposa County

Wildfire is often the deciding factor in whether a home can be insured in Mariposa County. When carriers decline or non-renew here, we turn to surplus lines wildfire markets and California FAIR Plan coverage paired with a difference-in-conditions wrap for broader protection.

## Mariposa County by the numbers

- **61** - CAL FIRE-tracked incidents since 2015

Fire activity is the CAL FIRE incident record. Full sourcing and method on our [methodology page](https://insurancemonster.com/methodology/).

## Coverage we place in Mariposa County

- [Non-standard and SR-22 auto insurance](https://insurancemonster.com/california-auto-insurance/) for Mariposa County drivers
- [Homeowners, condo, renters, and landlord coverage](https://insurancemonster.com/california-homeowners-insurance/)
- [Wildfire coverage](https://insurancemonster.com/california-wildfire-insurance/) and [FAIR Plan plus difference-in-conditions](https://insurancemonster.com/california-fair-plan-insurance/) for hard-to-insure homes
- [Mobile and manufactured home](https://insurancemonster.com/california-mobile-home-insurance/) and [dwelling fire](https://insurancemonster.com/california-dwelling-fire-insurance/) policies

## Cities and communities we serve in Mariposa County

We also serve Mariposa, Midpines, El Portal, Coulterville, and the surrounding communities of Mariposa County.

## Explore more

- [All California locations](https://insurancemonster.com/california/)
- [California auto insurance](https://insurancemonster.com/california-auto-insurance/)
- [Non-standard and SR-22 auto](https://insurancemonster.com/non-standard-auto-insurance-california/)
- [California home insurance](https://insurancemonster.com/california-homeowners-insurance/)
- [Wildfire and FAIR Plan help](https://insurancemonster.com/california-wildfire-insurance/)
- [California FAIR Plan](https://insurancemonster.com/california-fair-plan-insurance/)
- [Mariposa County fire hazard zones](https://insurancemonster.com/fire-hazard-severity-zones-and-home-insurance/mariposa-county/)

[Get your free Mariposa County quote](https://insurancemonster.com/marketplace.asp)

## Mariposa County insurance FAQ

### Can I insure a home in Mariposa County if it is in a fire zone?

Often yes. Mariposa County has significant fire exposure, so we shop admitted carriers still writing the area, then surplus lines wildfire markets and the California FAIR Plan plus a difference-in-conditions wrap for broader protection than a bare FAIR Plan policy.

### Do you cover non-standard and SR-22 drivers in Mariposa County?

Yes. We specialize in non-standard California auto insurance in Mariposa County, including SR-22 filings and drivers with tickets, accidents, a DUI, a lapse, or a foreign license.

### How much does it cost to use InsuranceMonster in Mariposa County?

Nothing to get a quote. We are an independent broker paid by the carriers, so shopping your Mariposa County auto or home coverage is free and puts you under no obligation.