> Source: https://insurancemonster.com/california/counties/imperial/
> Auto and home insurance in Imperial County, California. Non-standard and SR-22 auto, plus homeowners, condo, renters, and landlord coverage. Free quotes.
> InsuranceMonster - a brand of Monster Insurance Services, LLC, independent California insurance brokerage (CA DOI Lic. #6020398).

# Imperial County insurance

Renters, auto, home and pet insurance across Imperial County, shopped across 40+ carriers. County seat: El Centro.

A desert border county near the seismically active Imperial and Brawley fault zones. Earthquake and flash-flood exposure outweigh wildfire on the valley floor.

Imperial County is part of the [Southern California](https://insurancemonster.com/california/regions/southern-california/) region. Explore nearby counties and shared regional risks there.

## Insurance risks in Imperial County

Wildfire risk is relatively low across most of Imperial County, so home coverage here is usually available in the standard market.

Imperial County sits in a seismically active area, and because standard home policies exclude earthquakes, separate earthquake coverage is worth considering.

Flooding is a real consideration in Imperial County, and since standard home policies exclude flood, separate flood coverage may be needed for exposed properties.

Seasonal winds can drive fast-moving fires and property damage across Imperial County, which underwriters weigh when pricing coverage.

## Imperial County by the numbers

- **$390,914** - Median home value across our Imperial County city pages

Home values and rents are Zillow indices; fire activity is the CAL FIRE incident record. Full sourcing and method on our [methodology page](https://insurancemonster.com/methodology/).

## Coverage we place in Imperial County

- [Non-standard and SR-22 auto insurance](https://insurancemonster.com/california-auto-insurance/) for Imperial County drivers
- [Homeowners, condo, renters, and landlord coverage](https://insurancemonster.com/california-homeowners-insurance/)
- [Wildfire and hard-to-insure home solutions](https://insurancemonster.com/california-wildfire-insurance/) where needed
- [Mobile and manufactured home](https://insurancemonster.com/california-mobile-home-insurance/) and [dwelling fire](https://insurancemonster.com/california-dwelling-fire-insurance/) policies

## Cities and communities we serve in Imperial County

We also serve Calexico, Brawley, Imperial, Holtville, and the surrounding communities of Imperial County.

## Explore more

- [All California locations](https://insurancemonster.com/california/)
- [California auto insurance](https://insurancemonster.com/california-auto-insurance/)
- [Non-standard and SR-22 auto](https://insurancemonster.com/non-standard-auto-insurance-california/)
- [California home insurance](https://insurancemonster.com/california-homeowners-insurance/)
- [California wildfire insurance](https://insurancemonster.com/california-wildfire-insurance/)

[Get your free Imperial County quote](https://insurancemonster.com/marketplace.asp)

## Imperial County insurance FAQ

### Do you write home insurance in Imperial County?

Yes. We place homeowners, condo, renters, landlord, dwelling fire, and mobile home coverage across Imperial County, and we handle hard-to-insure homes when the standard market declines.

### Do you cover non-standard and SR-22 drivers in Imperial County?

Yes. We specialize in non-standard California auto insurance in Imperial County, including SR-22 filings and drivers with tickets, accidents, a DUI, a lapse, or a foreign license.

### How much does it cost to use InsuranceMonster in Imperial County?

Nothing to get a quote. We are an independent broker paid by the carriers, so shopping your Imperial County auto or home coverage is free and puts you under no obligation.