> Source: https://insurancemonster.com/about.html
> InsuranceMonster is an independent California brokerage placing renters, auto, home and pet insurance. One licensed broker, 40+ carriers, plain-English answers - and specialty markets when your situation needs them.
> InsuranceMonster - independent California insurance broker (CA DOI Lic. #4445775).

# About InsuranceMonster

One licensed California broker, 40+ carriers, and a monster who reads the fine print so you don't have to.

InsuranceMonster is an independent insurance brokerage serving California, operating as **Monster Insurance Services, LLC**. We place renters, auto, home and pet insurance for people all over the state - most of it wonderfully ordinary, some of it genuinely complicated. We are happy to do either.

## Insurance, minus the headache

Most people do not want to think about insurance. They want the right coverage, at a fair price, explained in words that mean something. So that is the job: we ask what you actually need, shop it across our carriers, and tell you plainly what each option does and does not do. No jargon, no pressure, no fifteen-minute hold music.

## We also know the tricky corners

Some situations need a broker who knows where to look - an SR-22 filing, a lapse in coverage, a foreign license, an older roof, or a home in a high-hazard wildfire zone. We came up in the specialty and non-standard side of the business, so those are familiar territory rather than a dead end. If that is you, start at our [hard-to-place insurance](https://insurancemonster.com/hard-to-place-insurance-california/) page.

## A real answer for wildfire-exposed homes

California's home insurance market has tightened, and many homeowners have been non-renewed or pushed onto the FAIR Plan alone. We offer a wildfire home product placed through surplus lines and can pair difference-in-conditions coverage with a FAIR Plan policy for broader protection.

## Independent means we work for you

We are a broker, not a single insurance company. We shop your risk across many carriers and bring back the coverage and price that fit your situation. Getting a quote is free - we are paid by the carriers, not by you.

## Meet your broker

[**Michael A. Kassing**](https://insurancemonster.com/experts/michael-kassing/), California-licensed insurance broker

Active CA Department of Insurance license #4445775 (Property and Casualty broker-agent) - more than two decades in insurance

[Read the full profile](https://insurancemonster.com/experts/michael-kassing/) - [Verify this license](https://cdicloud.insurance.ca.gov/cal/IndividualNameSearch?handler=Search)

## What we cover

- Renters insurance (HO-4), including same-day proof for your landlord
- Auto insurance, from clean records to SR-22 filings and non-standard risks
- Homeowners, condo, landlord, dwelling fire, and mobile home insurance
- Pet insurance for dogs and cats
- Wildfire and hard-to-insure homes through surplus lines and FAIR Plan alternatives
- Auto and home bundles

## Who we are on paper

InsuranceMonster is the brand name of Monster Insurance Services, LLC. Insurance business is transacted by Michael A. Kassing under California Department of Insurance license #4445775, held individually. Full details are on our [licensing and disclosures](https://insurancemonster.com/licensing.html) page.

## Where to find us

InsuranceMonster Monster Insurance Services, LLC 2906 1/2 Franklin Blvd Sacramento, CA 95818 [(916) 469-5253](tel:+19164695253)

[Get your free quote](https://insurancemonster.com/marketplace.asp)
